IRA Eligibility Calculator

This calculator is designed to help determine your eligibility for various IRAs. It will project your maximum allowable IRA contributions to a traditional IRA with deductible contributions, a traditional IRA with nondeductible contributions, Roth IRA, and Education Saving Account.

Note: This calculator is a Java applet and may not be optimized for some versions of browsers developed for the Apple Macintosh operating system.

How To Use This Calculator
Answer each of the questions presented to the best of your knowledge, and click "Calculate." The blue text on the calculator inputs provides links to a help screen that explain each of the input fields. You may also access the help screen by clicking on the help icon. After you have reviewed the IRA Eligibility summary, you can use the IRA Comparison Calculator to continue with your IRA analysis.

This analysis is based solely on the information provided by you. All examples, if any, are hypothetical and for illustrative purposes and do not represent current or future performance of any specific investment. No guarantees are made as to the accuracy of any projection. This information does not serve, either directly or indirectly, as legal, financial or tax advice, and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions relative to your individual tax situation. All investments carry a degree of risk, and past performance is not a guarantee of future results. Generally speaking, the greater the return, the greater the risk.