Lots of people who opt to roll funds to a new employer's plan because they like the convenience of having all employer-sponsored-plan money in one place. Think of it. You'll get one handy statement and you'll easily be able to keep up with transactions and activity. Best of all, your earnings, if any, remain income-tax-deferred.

Before you make a final decision, read more about your new employer's plan. Information can be obtained by contacting your new employer's Benefits department. Be sure to check out fees, restrictions, investment choices, and the availability of other features, such as loans.