ROLLOVER & RETIREMENT
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Are You New to Your Employer?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family.not uncle sam.
How Much to Save

 New saver | Experienced saver

“How much should you save?”

If you’re a young cub, any amount of regular savings is great. That’s because, with decades to save, your money has longer to potentially compound and grow. Just be sure to stick with it, and periodically bump up your percent contribution. If you’ve been in the workforce a while, and haven’t started to save, you’ll need to do a bit more. With fewer years to save (between now and retirement), you may want to select a healthy contribution rate or take some investment risk, or both.


With new savers, half the battle is just finding the money to save. So, let’s identify what you’ve got to work with and then we’ll take it from there.

• Find the money
• Pick a percent
• Start early
• Add more regularly


“How long you save is just as important as how much you save.”

Retirement is an expensive goal. So just a few bucks in the bank, or half-hearted plan participation won’t cut it. Having enough for retirement requires starting early, saving diligently, and increasing your contribution every chance you get.


 
Find the money
Pick a percent
Start early
Add more regularly


© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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