So much is riding on your vision of retirement. If you’ve got your heart set on seeing the world, you’ll need to save a heck of a lot more than someone who plans to take it easy on the back porch. Here’s what I suggest. Even if it’s years in the future, tune in your ideal picture of retirement. Talk to your partner, too, to see if your plans match. Now’s the time to decide what you want to do while you still have time to save. To get the brain waves flowing, use our worksheet. Decide how you’ll spend timein retirement and get an idea of how costly or economical your retirement might be.