Home | My Account | Handy Tools | Contact Us
Are You Leaving Your Employer?
Stay In

 Pros and Cons | Next Steps 

"Attention, procrastinators!"

The best part of letting money stay put is that you don't need to do a thing. Money maintains its tax-deferred status as long as it remains in the account. Earnings, if any, will continue to be credited. And, if some day you miss your money, you can request a rollover at any time.


REASONS TO STAY - PROS
REASONS TO MOVE - CONS
  • It is easy. Simple. You do nothing.
  • Money maintains its tax-deferred status.
  • Your money may still earn interest.
  • Your current plan may have better investment options than your new plan.
  • Your current plan may have lower fees than your new plan.
  • You can always change your mind and roll over money at any future date.
  • Contributions and an employer match (if any) have stopped.
  • Your balance may be too low to stay in your current plan (there's usually a $5,000 minimum).
  • Your current plan may have less attractive investment options than your new plan.
  • Your current plan may have less attractive features than your new one.
  • Your current plan may have higher fees than your new one.
  • You may have less flexibility to manage your funds as an inactive participant.

© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
ING's Privacy Promise | Terms of Use/Online Privacy

C08.0213.001