ING Retirement Plans

ROLLOVER & RETIREMENT

Are You Leaving Your Employer?

Are you saving for retirement?

Employer-sponsored plans are truly a great benefit

You can bring your old retirement accounts with you.

Learn to save the right amount for your retirement.

Risk tolerance, time horizon and investment strategy are all key components.

Saving is good!

Avoid the temptation to cash out your retirement plan.

Even if you leave, your account may be able to stay.

You can bring your old retirement accounts with you.

Just because you can take money, doesn't mean you should.

Time to get your investment house in order.

Saving is good!

Learn to save the right amount for your retirement.

Have you covered all your bases?

Are you on target, off by a mile, or somewhere in between?

You can bring your old retirement accounts with you.

Risk tolerance, time horizon and investment strategy are all key components.

Saving is good!

Retirement age varies with the circumstances.

Learn to save the right amount for your retirement.

Just because you can take money, doesn't mean you should.

Risk tolerance, time horizon and investment strategy are all key components.

Its important to determine how you will begin to receive income during your retirement.

Just because you can take money, doesn't mean you should.

You may no longer work at your job, but you do need to work at managing your investments.

Ready to write your own paycheck?

Juggling too many accounts?

Health costs can take a big chunk of your retirement savings.

Share the wealth with your family.not uncle sam.

Rollover Options

Rollover Options | Options Comparison | Next Step


			"Income on the brain?" Starting to think about receiving income or nearing retirement? A Rollover Annuity is a contract between you and a life insurance company that allows you to specify how you want to receive future income, and even elect a death benefit for your beneficiaries. Your money transfers to the annuity and earnings, if any, will continue to grow tax deferred until withdrawn.

"What's up with Rollover Annuities

You can roll over any amount of tax-deferred savings.
If you transfer funds directly to a Rollover Annuity (rather than receiving them in your own name) you pay no income tax or penalties at time of transfer.
You choose how your money is invested … either at a fixed rate of return (guaranteed based on the claims — paying ability of the issuing insurance company), or a variable rate (which permits you to choose how money is invested and to possibly earn more).
You choose how income will be paid, including guaranteed income for life.
You can elect to begin income right away (an immediate annuity), or you can wait until a later date (with a deferred annuity).
A 10-percent penalty applies to withdrawals if you are younger than 59 ½.


	New Employer's plan Rollover IRA Rollover Annuity

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