ROLLOVER & RETIREMENT
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Are You Leaving Your Employer?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family.not uncle sam.
Rollover Options

 Rollover Options | Options Comparison | Next Step 

"Multiple choice…and no wrong answer!"

It's your choice when you roll over funds from a former employer's plan - you can go to your new employer's plan, to a Rollover IRA or to a Rollover Annuity. All these options give you the winning advantage of preserving the income-tax-deferred status of your money. This means you pay no income tax on the principal or any earnings while you continue to work.

  • The #1 reason people roll over to a new Employer's plan is the convenience of consolidating all their funds in one plan.
  • A leading reason people choose a Rollover IRA is more investment choices and control over their money.
  • Some people like a Rollover Annuity because they can choose to receive income for life and a death benefit.

Not sure which way to jump? Use our checklist to further evaluate your options and to assist in decision making.


"Here's a worst case scenario I don't even want to consider."

If you get proceeds in your name - rather than electing a plan-to-plan transfer - you could lose more than half of your money to income taxes and early withdrawal penalties (unless you are age 59 1/2 or older).
New Employer's plan
Rollover IRA
Rollover Annuity


© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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