ROLLOVER & RETIREMENT
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Are You Already Retired?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family…not uncle sam.
Plan for Income

Quantify | Identify | Allocate | Liquidate | Plan for Later
“Ready to write your own paycheck?”


At some point, lots of retirees find it’s time to supplement Social Security (and maybe a pension) with personal savings. Yet, deciding exactly how to convert savings into regular income streams may pose a bit of a problem. Here’s why:

  • You may be drawing retirement income for decades.
  • Income needs may grow over time.
  • You and your spouse may have many savings accounts to juggle.
  • Many and varied rules apply to how and when you can access your retirement savings.
  • Tax and investment implications must be weighed.
  • It’s easy to spend too much in early years and shortchange yourself later on.


Not to worry. We have some suggestions. Click the links and we’ll offer some retirement income “food for thought.” Then, when you’re ready to talk specifics, you may want to use the final link to contact a financial professional.


“If you’re age 70 1/2, Uncle Sam specifies the size of the paycheck.”

That’s because at age 70 1/2 you are required by law to start taking withdrawals from employer-sponsored plans, IRAs and annuities. Click for more on required minimum distributions.

© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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