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Supplemental Health Insurance |  Long-Term Care Insurance | Health Care Proxy
“It pays for covered care so you don’t have to dip into assets.”

Making the decision to buy long-term care insurance is much akin to protecting against disability or early death. It’s all about taking care of yourself and your family, and protecting your savings from a life-changing event. When you have long-term-care insurance, you pay a premium for coverage based on your age. When you want to use policy benefits, you must meet coverage conditions and satisfy a waiting period. Then, the policy pays for your covered care. Not all policies cover the same things, but commonly they reimburse for: nursing-home stays, home-health care, assisted-living facilities, adult day care, and respite care.




“Having long-term care insurance lets you age gracefully.”

When you know insurance can help with certain expenses, you can preserve a measure of independence. You can make your own care decisions, live in your own home as long as possible, and preserve assets for your family.

Who pays?
How much?
What is TLC insurance?
Choosing a policy


© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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