ROLLOVER & RETIREMENT
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Are You Already Retired?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family…not uncle sam.
Protect Assets

Supplemental Health Insurance |  Long-Term Care Insurance | Health Care Proxy
“Hope you don’t have to multiply by two.”

The average person significantly underestimates the cost of long-term care services. Here’s reality. A single year of long-term care services can cost more than a year’s retirement income, or even the income you were pulling down when fully employed. As you’re perusing the average figures below, consider your cost if both you and your spouse require care at the same time. You’ll need to multiply by two.


Average Annual Costs for Long-Term Care*

 Service
Cost Range
Assited Living Facility
$18,000 - $36,000
Skilled Nursing Facility
$42,000 - $90,000
Home Health Care (8 hours/day)
$36,000 - $108,000

* SOURCE: Successful Money Management, 2001; Depends on state of residence.
Who pays?
How much?
What is TLC insurance?
Choosing a policy


© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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