ROLLOVER & RETIREMENT
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Are You Already Retired?
Are you saving for retirement?
Employer-sponsored plans are truly a great benefit
You can bring your old retirement accounts with you.
Learn to save the right amount for your retirement.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Avoid the temptation to cash out your retirement plan.
Even if you leave, your account may be able to stay.
You can bring your old retirement accounts with you.
Just because you can take money, doesn't mean you should.
Time to get your investment house in order.
Saving is good!
Learn to save the right amount for your retirement.
Have you covered all your bases?
Are you on target, off by a mile, or somewhere in between?
You can bring your old retirement accounts with you.
Risk tolerance, time horizon and investment strategy are all key components.
Saving is good!
Retirement age varies with the circumstances.
Learn to save the right amount for your retirement.
Just because you can take money, doesn't mean you should.
Risk tolerance, time horizon and investment strategy are all key components.
Its important to determine how you will begin to receive income during your retirement.
Just because you can take money, doesn't mean you should.
You may no longer work at your job, but you do need to work at managing your investments.
Ready to write your own paycheck?
Juggling too many accounts?
Health costs can take a big chunk of your retirement savings.
Share the wealth with your family…not uncle sam.
Manage Investments

Review Current Mix |  Adjust and Monitor

"It's cherry picking time."

Here's the part where we deliberately choose investments. Notice, though, that I use the words "cherry picking." This is to remind you to be selective. You need to stick to your asset allocation shopping list … by choosing several investments from your preferred asset class. Here's another important point. Remember to diversify. For instance, if your asset allocation strategy is to devote 50% of your portfolio to income-oriented investments, select several different income-oriented investments. Here's what to look for:

  • What's the investment's objective? Is it aiming to produce income, preserve capital, or produce growth?
  • What are the investment's holdings? What types of companies? What types of financial instruments? What parts of the world?
  • What is the investment's historical performance? Has its value increased or decreased over time? How has it performed compared to like investments? How has it performed compared to indices, such as the S&P 500?

To reallocate personal savings, call your broker, or financial institution.

To reallocate funds held in a employer-sponsored plan, call your former employer’s Benefits department, or the financial institution that manages your account.


"Bit off more than you want to chew?"

If this sounded like more fun than it's turned out to be, perhaps you’d care to contact a financial professional. He or she can help you nail down objectives and look at plenty of investment alternatives.


Reallocate savings
Rebalance funds
Convert to income
Monitor Annually


© 2008 ING North America Insurance Corporation. All rights reserved.
Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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