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Are You Already Retired?
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"I have another name for short-term tax drain. Long-term regret."

I could tell you what short-term tax drain is, but a chart's worth a thousand words. Just look at the effect taxes could have on your lump-sum distribution if you're in the 25% tax bracket.


35% lost
to taxes and penalties,
if only 80% vested in plan.

Short-term tax drain
Long-term opportunity loss


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Advisory services provided through ING Financial Advisers, LLC (member SIPC).
This information is not intended to be tax or legal advice. ING does not offer tax or legal advice. Consult your own legal or tax advisor regarding your specific situation.
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