Life Insurance for Professionals

Who We Are

 Security Life of Denver Insurance Company

 ReliaStar Life Insurance Company

 ReliaStar Life Insurance Company of New York

ING US life companies trace their roots back to 1885. they have a long history of competitive products and superior service. Coupled with ING's innovation, our family of life companies provide financial solutions to help producers and consumers succeed.

What We Do

 Serve our Clients

 Support our Agents

 Provide Innovative Life Insurance Solutions

As an industry leader in innovative life insurance products, we provide:

- Tailored life insurance solutions for individuals, professionals and businesses
- A focus on retirement planning, executive benefits, business continuation, and wealth transfer
- Individual and second-to-die universal life insurance products offering death benefit guarantee protection as well as the potential for cash accumulation
- Competitive variable universal life insurance and a Guaranteed Death Benefit Rider
- Guaranteed-rate term insurance products
- Flexible underwriting
- Responsive quality customer service
- All guarantees are based on the financial strength and claims-paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.

Financial Strength Ratings for the ING Life Companies (current as of 10/27/09)

 
A.M. Best Company assigns ratings from A++ to F based on a company's financial strength and ability to meet obligations to contract holders, A (Excellent) is the 3rd highest of 15 ratings. http://www.ambest.com Fitch assigns ratings from AAA to C based on a company's financial strength. A- (Strong) is the 7th highest of 19 ratings. http://fitchratings.com Moody's Investor Service (Moody's) assigns ratings from Aaa to C based on a company?s financial securit. A2 (Good) is the 6th highest of 21 ratings. http://moodys.com Standard & Poor's assigns ratings from AAA to CC based on a company's financial security. A+ is the 5th highest of 20 ratings.http://www.standardandpoors.com. Independent rating services evaluate insurance company financial strength. The ratings relate to an insurance company's ability to meet its claims and quarantees. The ratings do not apply to the safety or performance of any specific insurance product or any obligations of the variable investment option. The ratings are as of October 27, 2009 and are subject to change.

In the U.S., ING has a strong presence and a solid reputation in its core business lines:

 Life Insurance

 Annuities

 Mutual Funds

 Retirement Plans

 Employee Benefits

 Direct Banking

 Financial Planning

ING Size

ING is a global financial services leader with:

 More than 85 million Private, Corporate and Institutional Clients

 Over 125,000 Employees

 Over $769.6 Billion of Assets Under Management

 $1859 Billion in Total Global Assets

 Operations in over 40 countries

(as of 12/31/08)

*The 2000 leading companies in the world based on a composite ranking of sales, profits, assets, and market value. The assets of ING have no impact on the insurer's ability to meet its obligations or upon the performance of its products. Insurance product obligations are the sole responsibility of each issuing insurance company.

Why this is Important to You and Your Business

#7 in the 2008 Fortune Global 500*

Sales. Solutions. And so much more.

We can help you build your life business.

 American Funds, Van Kampen, T. Rowe Price, and Oppenheimer are just some of the excellent funds in our VUL line-up.

 Leading illustration software, ING Presents, provides weekly internet updates and reference materials.

 Our Life Sales Support Team has seasoned pros and sales-oriented advanced marketing experts.
 Jumbo limit of $65 million and an automatic binding capacity of up to $65 million.

 Express App Program expedite clean cases and lessens the underwriting time.

 Over 80% aided brand awareness among U.S. Consumers.

*The world's 500 largest corporations measured by revenues.

Variable insurance products are offered by prospectus only. To solicit variable insurance products you must maintain a variable insurance license, be appointed with the issuing company and be a registered representative of a broker-dealer that has a current selling agreement with the issuing company.

Before investing, your clients should carefully consider the investment objectives, risks, and charges and expenses of the variable universal life insurance policy and each underlying variable investment option. This and other information is contained in the prospectuses for the variable universal life insurance policy and the underlying variable investment options. Clients may obtain these prospectuses from their agent/registered representative or from www.ing.com/us and should read them carefully before investing.

Where to Learn More

Call Life Sales Support
1-866-ING-SELL (1-866-464-7355)