ING Reinsurance is a leading, knowledge-based reinsurer that helps clients succeed by providing customized reinsurance solutions.

Based in Minneapolis, ING Reinsurance offers group life, accident and specialty risk reinsurance, group long-term disability reinsurance, and medical and managed care reinsurance products.

We believe that knowledge is the key to reinsurance excellence. So we developed unique tools, value-added services and industry-specific, issue-oriented publications all designed to help our clients get the information they need to better understand and manage the risks of their business.

To us, the benefit is clear. Your future. Made Easier.^SM

ING Reinsurance Group Life, Accident & Health Reinsurance

20 Washington Ave. South

Minneapolis, Minnesota 55401

Tel: 612.342.7537/800.378.6965

Please feel free to visit our Web site for examples of the value-added, knowledge-based resources available from ING Reinsurance at www.ingreinsurance.com.